Defaqto rated insurance
Our Defaqto ratings

Defaqto have given our Allianz Silver and Gold Home Insurance 5 stars - their highest rating.

Defaqto has given our Allianz cover level 5 stars – their highest rating.
Defaqto has given our Allianz Essentials cover level 3 out of 5 stars.
What exactly is Defaqto?
What does Defaqto 5-star rated insurance mean?
Defaqto help people make informed decisions by independently researching financial products and rating them on a scale of 1 to 5.
The more comprehensive the level of features and benefits offered by a product, the higher the Defaqto Star Rating it's given.
If you compare two policies, the 5 Star rated policy generally offers more features and benefits of a higher quality than a 4 Star rated one.
What does Defaqto do?
Defaqto is a completely independent financial information business that helps consumers make informed decisions.
Using expert research and analysis, Defaqto gives financial products, like car insurance, Star Ratings based purely on facts and not opinion.
Watch Defaqto’s video for a brief explanation.
Why does Defaqto matter?
Let’s say you’re looking for car insurance…
Choosing a policy based on the price alone probably won’t help you find cover with the quality and depth that’s right for you.
A Defaqto Star Rating is a simple way of showing a product’s merit in terms of its features and benefits, so you can quickly see the quality of the policy.