These cars, like the name suggests, are fully electric and powered entirely by their battery. So, they don’t use fossil fuels.
With no need for gears or any kind of engine, fully electric cars are known for their clean, smooth ride and instant acceleration.
Hybrid is a fancy word for crossing one thing with another, in other words a mix of things or a fusion. With a hybrid electric vehicle (HEV) it means the car has both an electric battery and a petrol or diesel engine.
In terms of the difference between hybrid and electric cars, the main thing is that hybrids are ‘self- charging’ meaning the engine charges the battery as it goes. So, they still rely on fuel for their electric power and you can’t plug them in.
While a plug-in hybrid (PHEV) still has an electric battery as well as a petrol or diesel engine, there’s one key difference that sets it apart from other hybrids. You plug it in!
PHEVs can still recharge themselves when you’re driving but you also get to top up the battery overnight, for example, by plugging in. How the car’s powered depends on the model, but they typically use up their electric power then switch to the engine when the battery runs low.
We're a digital insurer so you manage your policy yourself online and you can trust us to keep things simple.
Make changes, update and check your policy in your online account when it suits you. No paperwork, no fuss.
If you need tomake a claim, our friendly UK based claims teams are at the end of the phone 24/7.
Remember though, our call centres are only for claims.
You're in charge of your online account, so you're free to make changes to your policy without any admin fees or long-winded forms.
So, you can get on with what really matters.
If you make a claim and use our recommended repairer service to fix your car, those repairs will have a lifetime guarantee on labour, not parts, for the entire time you own the vehicle.
So, you can get back in the driving seat without worry.
Want to add breakdown cover? We’ll be there for you if your car breaks down.
With three cover levels to choose from – Local, National and European – you won’t be left stranded on the side of the road.
Want to protect your NCD so you don’t lose out?
With protected NCD, your no claim discount is safe if you make any claims. Your renewal price may still go up, but at least you’ll get to keep your no claim discount.
With Allianz Car Insurance, you’re covered if you cause an accident involving your electric vehicle that injures someone. So, if your charging cable's in use and attached to your car and it causes an accident... we’ve got your back. But you have a duty of care to make sure you do everything you can to prevent accidents when charging your electric car.
So, it’s your responsibility to take reasonable care not to create hazards. For example, you mustn’t leave cables loose or coiled up where they might trip someone, or left trailing over a public footpath. If it can’t be avoided, minimise potential hazards by taking necessary precautions, such as warning signs and cable covers.
