If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
Drums and Percussion Insurance
Flexible cover for your drums and percussion
Allianz Musical Insurance
As of 1 October 2024 Allianz Musical Insurance closed to new customers following the acquisition by Lark Music, a trading name of Howden UK Brokers Limited.
Protect your drums and percussion with Allianz
Our percussion and drum insurance covers you for accidental damage, theft, loss and more, whether that's for your next gig, jam or rehearsal session.
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Drum Kit
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Tuned Percussion
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Untuned Percussion
Drum Kit
We cover all types of drum kits, including custom-made and vintage kits and electronic drums. You can choose our drum insurance to cover your whole kit, or list your individual pieces if you prefer.
No matter how many or few parts your drum setup contains, we’ll protect your equipment against theft, loss, accidental damage and more. Whether you’re practicing at home or transporting your kit to a gig, we’ve got you covered.
Tuned Percussion
We know that the one-size-fits-all approach doesn't work for musicians, which is why our policies are flexible to you. We cover all types of tuned percussion instruments from xylophones, marimbas, glockenspiels to tubular bells, timpani and more. We also cover all of their associated equipment like stands, sticks and stools.
Our insurance will keep your equipment covered so you can focus on the music and take some of the stress out of your performances. Our insurance includes damage in transit cover and you can add on worldwide and unattended vehicle protection so you can make sure you've covered wherever you're performing.
Untuned Percussion
We cover all untuned percussion and any associated equipment, including bass drums, congas, tam-tams and more. You can choose the level of cover that suits you from premises only, UK only or worldwide cover and add on optional extras including unattended vehicle cover and public liability.
Our policies will cover you for damage in transit so you don’t have to worry about transporting your percussion and equipment back and forth to gigs. You can even add on unattended vehicle cover as an optional add on, so you’ll be covered when you need to leave kit in a vehicle whilst travelling.
What you're covered for
Unlimited professional use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Policy Benefit from Allianz Legal Assistance
Speak to one of our musical instrument insurance specialists
Call us on 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.
