Clarinet, Saxophone, Oboe, Bassoon, Flute Insurance

Flexible cover for your woodwind instrument

Allianz Musical Insurance

If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
We cover all types of woodwind instruments, including clarinets, saxophones, flutes, oboes and bassoons. Our cover protects you against accidental damage, theft, loss and more, whether you’re teaching at schools, practicing at home or performing with an orchestra or wind band.
Clarinet

Whether you’re playing at home, a rehearsal, concert or on tour, your clarinet insurance will protect you against theft and accidental loss or damage. We cover all clarinets including Bb, A, alto, bass and even the more unusual ones. 

We understand that if the worst happens you’ll want to get back to playing as soon as possible, so we cover the costs to hire a loan instrument and will replace your clarinet with a similar replacement of your choice if you have to make a claim. 

Saxophone

We cover all makes and varieties of saxophones, from soprano, alto, tenor and baritone saxophones to the more unusual members of the family including bass and sopranino saxophones. So whether you play a classic Selmer Mark VI alto sax or a funky Yanagisawa bari sax, you’ll benefit from our saxophone insurance cover. 

Designed for musicians of all levels, our sax insurance provides cover for accidental damage, loss, theft and more. We also include £500 (or up to £250 each) worth of free accessory cover so you won’t have to worry about your mouthpieces, cases and stands either.

Flute

Whether you’re playing at home, a rehearsal, concert or on tour, your flutes and piccolos will be protected against accidental damage, loss, theft, damage in transit and more. With our flute insurance, you can add on optional worldwide cover and unattended vehicle cover if you choose. You can also cover any handmade or bespoke headjoints. We also include £500 (or up to £250 each) worth of free accessory cover. 

We understand that if the worst happens you’ll want to get back to playing as soon as possible, so our flute insurance covers the costs to hire a loan instrument, lets you pick your own repairer and will let you replace your flute with a similar replacement of your choice.

Oboe

Our oboe insurance gives protection against theft, loss, accidental damage and more, with no excess on instrument claims. Whether you’re playing at home, a rehearsal, concert or on tour, your oboe or cor anglais will be protected.

You can tailor your policy and add worldwide and unattended vehicle protection, so you can feel assured knowing wherever you are, your oboe is safe. We even include free cover for your accessories, valued up to £500 in total or up to £250 each, with every oboe insurance policy. We also let you pick a repairer you feel comfortable with and will replace your oboe with a similar replacement of your choice.

Bassoon

Our bassoon insurance covers you if the worst happens – with no excess on instrument claims. We let you choose the level of cover that suits you best and you can add on optional worldwide cover or protection against theft from an unattended vehicle.  

Whether you’re playing at home, a rehearsal, concert or on tour, protect your bassoon against theft, loss, accidental damage and more. We’ll even cover your accessories including crooks and stands, for free, valued up to £500 in total or up to £250 each, with your bassoon insurance policy.

We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.