Viola, Cello, Double Bass, Harp, and Violin Insurance

Flexible cover for your stringed instrument

Allianz Musical Insurance

If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
We cover all types of strings from violins to double basses. Our cover will protect you against accidental damage, theft, loss and more, whether you're teaching, performing or rehearsing at home.
Violin

We cover all levels of violin players and all violins, from a student’s ¼ violin to a seasoned soloist’s antique instrument. Our violin insurance has been developed to protect your violin and bows against accidental damage, theft, loss and more. We let you choose the level of cover that suits you best, and select optional add-ons if and when you need them. 

Our specialist violin insurance also covers depreciation in the value of your violin and bows following a repair, so your instrument will always be protected to its true value. We’ll even cover your accessories for free for a total of up to £500, or up to £250 each, for your violin insurance policy.

Viola

We let you choose the level of cover that suits you best and you can choose from our additional add-ons including, worldwide cover and protection against theft from an unattended vehicle. Our viola insurance covers all levels of viola players, from students to seasoned orchestral players.

Our viola insurance also covers depreciation in the value of your viola and bows following a repair, so your instrument will always be protected to its true value. We’ll even cover your accessories for free, valued up to £500 in total or up to £250 each, with your viola insurance policy.

Cello & Double Bass

Whether you’re playing at home, a rehearsal, concert or on tour, your cello or double bass will be protected against accidental damage, loss, theft, damage in transit and more. With our cello insurance & double bass insurance you can add on optional worldwide cover and unattended vehicle cover if you choose. You can also cover your bows, case and any other accessories – we include up to £500 of accessory cover (up to £250 per item) for free. 

We understand that if the worst happens you’ll want to get back to playing as soon as possible, so our insurance covers the costs to hire a loan instrument, lets you pick your own repairer and will replace your instrument with a similar replacement of your choice.

Harp

With our harp insurance you’ll be protected against accidental damage, loss, theft and more.  You can also add on optional worldwide cover and unattended vehicle cover if you choose. Whether you’re teaching, performing or at a rehearsal, we’ve got you covered. You can also cover any covers, chairs or any other accessories you use. 

We understand that if the worst happens you’ll want to get back to playing as soon as possible, so our harp insurance covers the costs to hire a loan instrument, lets you pick your own repairer and will replace your harp with a similar replacement of your choice.

We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.