If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
Guitar Insurance
Flexible cover for your guitar
Allianz Musical Insurance
As of 1 October 2024 Allianz Musical Insurance closed to new customers following the acquisition by Lark Music, a trading name of Howden UK Brokers Limited.
Protect your guitar with Allianz
Our guitar insurance will cover you for accidental damage, theft, loss and more, so the next time you play at a gig, jam or rehearsal session, you can focus on what matters most; your music.
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Electic Guitar
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Bass Guitar
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Acoustic Guitar
Electric Guitar
Our guitar insurance policies are designed to be adapted to each musician’s needs. We cover all types of guitar – electric, bass and even custom-made. Our electric guitar insurance covers your instruments and equipment against theft, loss, accidental damage and more. Next time you play at a gig, jam or rehearsal session, you can focus on what matters most; your music.
We let you choose the level of cover that suits you best, and select optional add-ons, if and when, you need them. Whether you’re touring, teaching or travelling across the globe, you can feel safe knowing your guitar and equipment are protected.
We’ll even cover your accessories, including amps, cables and pedals, for free for a total of up to £500, or up to £250 each.
Bass Guitar
We know that the one-size-fits-all approach doesn't work for musicians, which is why our policies are flexible to you. If you’re looking to cover your bass guitar, we’ve got you covered.
Our insurance will keep your equipment covered so you can focus on the music and take some of the stress out of your performances. Our insurance includes damage in transit cover and you can add on worldwide and unattended vehicle protection so you can make sure you've covered wherever you're performing.
We’ll even cover your accessories, including amps, cables and pedals, for free for a total of up to £500, or up to £250 each.
Acoustic Guitar
We cover all types of guitars, including your acoustic guitar. Whether you’re teaching in schools, travelling to and from gigs or rehearsing at home, you can feel safe knowing your acoustic guitar and equipment are protected.
Our acoustic guitar insurance covers any of your accessories, including cables and stands, for free for a total of up to £500, or up to £250 each.
You can choose the level of cover that suits you from premises only, UK only or worldwide cover and add on optional extras including unattended vehicle cover and public liability.
What you're covered for
Unlimited professional use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Policy Benefit from Allianz Legal Assistance
Speak to one of our musical instrument insurance specialists
Call us on 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.
