Cover for your customers' needs
Buildings and contents
Combined sum insured per premises of up to £10,000,000.
Property cover
Includes cover for alternative residential accommodation; replacement locks & keys; fire prevention & security equipment; trace & access and metered supplies. Variable limits apply.
Property owners liability
Up to £2,000,000 with the option to increase to £10,000,000.
Commercial legal expenses
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Additional optional covers
Loss of rent; employers’ liability and personal accident. Variable limits apply.
Average free
We’ve removed Average from our Complete Flatowner product to maximise certainty in the event of a claim.
Our appetite for Complete Flatowner
We prefer risks that:
- are fully occupied
- are well managed
- are constructed of non-combustible or fire-resistant materials
- are claims free
- have a good approach to risk and building management
- have fixed heating.
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Let's talk details
View policy wording
Access all policy wording and other
documentation.
documentation.
Prepare a quote
Log on to QuoteSME
our digital trading platform.
our digital trading platform.
General documents
Multi-occupancy buildings insurance documents
Read further information about multi-occupancy building insurance and how to provide information to leaseholders.
Why choose Allianz?
Easy trading on QuoteSME
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Flatowner at the touch of a button, with instant electronic documentation.
'Kick start'
claims payments
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.
of reserve value for SME property claims upon confirmation of cover.
Defaqto 5 star rated
Defaqto is a specialist rating, comparison and research company.
Wide range of extra services
Free guidance, advice and tools to help customers save costs and manage their legal and business risks.
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It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.