Cover for your customers' needs
Trade contents
Up to £750,000 per location. Including locks & keys, property temporarily removed, seasonal increases, goods in transit and deterioration of stock. Variable limits apply.
Money & personal assault
Cover for losses following theft or attempted theft.
Variable limits apply.
Variable limits apply.
Casualty cover
Public and product liability with options of £2,000,000 or £5,000,000 limit of indemnity; employer’s liability up to £10,000,000.
Commercial legal expenses
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Additional covers
Optional cover available for buildings (up to £1,500,000) and loss of license (up to £250,000).
Business interruption
Standard limit of £750,000, with option to increase up to £2,000,000. Maximum indemnity period of 24 months.
Average free
We’ve removed Average from our Complete
Retailer product to maximise certainty
in the event of a claim.
Retailer product to maximise certainty
in the event of a claim.
Our appetite for Complete Retailer
We prefer businesses that:
- are high street retailers rather than industrial estate retailers
- have modest stock exposures
- trade from well-maintained, single-tenure, standard construction premises
- have good levels of physical security
- have a positive attitude to risk management
- are well-established businesses (3+ years of trading experience) and financially stable
- conduct regular risk assessments and have a business continuity plan in place
- are well-managed and trade all year round
- have a good claims history, or positive post-less action.
Our appetite includes:
- art and craft shops
- booksellers
- butchers
- florists
- heel bars, key cutting and trophy retailers
- stationers
- sweet shops (excluding on-site manufacturing)
- toy and game retailers.
You might also be interested in...
Let's talk details
View policy wording
Access all policy wording and other
documentation.
documentation.
Prepare a quote
Log on to QuoteSME
our digital trading platform.
our digital trading platform.
General documents
Why choose Allianz?
Easy trading on QuoteSME
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Property Owner at the touch of a button, with instant electronic documentation.
'Kick start'
claims payments
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.
of reserve value for SME property claims upon confirmation of cover.
Defaqto 5 star rated
Defaqto is a specialist rating, comparison and research company.
Wide range of extra services
Free guidance, advice and tools to help customers save costs and manage their legal and business risks.
We're here to help
Have a question? Contact your nearest branch.
-
South East
-
Northern England
-
Midlands
-
South West
-
Wales
-
Scotland
-
Northern Ireland
Stay informed
Follow us
This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.