You may have heard people saying insurers use this term as a way of rejecting claims, but it’s actually not true.
An act of God refers to an event that was outside your control, like a natural disaster.
Did you know? The term ‘act of God’ isn’t used in insurance policies in the UK anymore.
In fact, UK insurers don’t exclude losses or damage caused by natural disasters… so your cover will include things like fire, floods and earthquakes.