If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
Musicians Public Liability Insurance
Dedicated Public Liability cover for when you’re out performing, teaching, rehearsing or recording. Allianz Musical Insurance is a flexible product.
Allianz Musical Insurance
As of 1 October 2024 Allianz Musical Insurance closed to new customers following the acquisition by Lark Music, a trading name of Howden UK Brokers Limited.
Helping to protect you against third party claims
Our Public Liability Insurance protects you against the cost of a claim if someone else is injured or their property is damaged while you are undertaking your Musical Activities* in the UK and Europe.**
We offer four levels of cover
£1m
£2m
£5m
£10m
If you want to add Public Liability Insurance to your existing Musical Insurance Policy, please call or message us.
Why is Public Liability Insurance important?
Public Liability Insurance is important as it can help protect musicians if a claim is made against them. If the worst happens and something goes wrong at one of your gigs or performances, when recording or rehearsing, then Public Liability Insurance can help protect you against a claim made, up to the financial limit of the policy you choose.
It’s also important to remember that some venues will ask musicians if they have their own Public Liability Insurance before letting them play, as it’s frequently required by the venue’s own insurers. It’s always best to check what cover you need before you play.
Public Liability and Personal Accident Policy Wording
View or download our latest Public Liability & Personal Accident Cover Policy Wording.
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*Allianz Musical Insurance Public liability insurance provides cover for Musical activities as defined as Performing, Rehearsing, Auditioning, Teaching either at your home/premises, the pupil’s home or a public place excluding the arrangement or undertaking of overnight stays of any kind, Loading and unloading the musical equipment/instruments and setting up prior to, and clearing away after, a performance/gig, and Music production, editing, composing, mastering and recording.
** Allianz Musical Insurance Public liability insurance provides cover in England, Scotland, Wales, Northern Ireland, the Channel islands, the Isle of Man, EU member states, Switzerland, Norway, Sweden, Monaco and Liechtenstein.