Check your home insurance policy to find out if it covers students, and what it actually covers. As most students rent when they’re at university, contents cover could be included in a standard policy, but building insurance won’t be – the university or landlord would have to talk to their insurer if there’s any damage to the student property itself.
For example, our silver contents insurance provides cover up to £5,000 ( and our Gold policy provides cover up to £10,000) for loss or damage to your contents while it's being temporarily kept in any student accommodation – or in any building in which you or your family study within the British Isles.