If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
Recording Studio Equipment Insurance
Flexible cover for your Recording Studios and Equipment
Allianz Musical Insurance
As of 1 October 2024 Allianz Musical Insurance closed to new customers following the acquisition by Lark Music, a trading name of Howden UK Brokers Limited.
Protect your Recording Studio Equipment
Our recording studio insurance will cover your equipment against accidental damage, theft, loss and more, meaning you can relax and record, mix and produce without worries.
Our Public Liability insurance protects you against the cost of claims from third parties who might be accidentally injured when you record or perform in the studio. Our Personal Accident cover can provide financial benefits should you suffer an injury.
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Recording and production equipment
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PA systems
Recording and production equipment
Our recording and production equipment insurance covers you against theft, loss, accidental damage and more. Whether you’ve got your own home recording set up or a separate studio, we’ve got you covered. We’ll cover all your equipment, including audio interfaces, computers, microphones, speakers and more.
We also offer cover for non-musical, general contents items and fixtures and fittings in your studio, such as furniture, office equipment and flooring.
We'll even cover all your accessories, including cases, cables, and other items used to play or tune instruments, headphones, cables and music software, for free for a total of up to £500, or up to £250 each. Our insurance will keep all your equipment protected so you don’t have to worry and can continue your creativity and focus on the music.
If you are welcoming visitors to your studio or working with others in their studio, then you will probably need to consider taking our Public Liability cover, to protect against claims from others who are accidentally injured or have their property damaged in connection with your musical activities. Our cover limits are from £1m to £10m, covering studios in the UK and producers working in the UK and Europe. Click here to find out more about Public Liability cover.
If you are a professional or semi-professional, our Personal Accident cover can provide financial benefits in the case you suffer accidental bodily injury. Unlike some competitors, our cover provides weekly payments if you are temporarily unable to perform your usual musical activities. Click here to find out more about our Musicians Personal Accident cover.
We set our prices for Public Liability and Personal Accident covers based on how often you are active in public, so if you don’t perform very often, you will pay less, but can retain the convenience of an annual policy.
PA systems
We know that the one-size-fits-all approach doesn't work for musicians, which is why our policies are flexible for you. PA systems are used by lots of different musicians, whether it's for vocals, acoustic guitars or keyboards. We cover all PA and associated equipment, from your mics and amps to your headphones to speakers.
Our insurance will keep your gear covered so you can focus on the music and take some of the stress out of your gigs. Our insurance includes damage in transit cover and you can add on worldwide and unattended vehicle protection so you can make sure you've covered wherever you're performing.
What you're covered for
Unlimited professional use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your decks, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your mixer or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Policy Benefit from Allianz Legal Assistance
Additional options
Speak to one of our musical instrument insurance specialists
Call us on 0330 100 9903
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.
