Our recording and production equipment insurance covers you against theft, loss, accidental damage and more. Whether you’ve got your own home recording set up or a separate studio, we’ve got you covered. We’ll cover all your equipment, including audio interfaces, computers, microphones, speakers and more.
We also offer cover for non-musical, general contents items and fixtures and fittings in your studio, such as furniture, office equipment and& flooring.
We'll even cover all your accessories, including cases, cables, and other items used to play or tune instruments, headphones, cables and music software, for free for a total of up to £500, or up to £250 each. Our insurance will keep all your equipment protected so you don’t have to worry and can continue your creativity and focus on the music.
If you are welcoming visitors to your studio or working with others in their studio, then you will probably need to consider taking our Public Liability cover, to protect against claims from others who are accidentally injured, killed or have their property damaged in connection with your musical activities. We offer cover limits from £1m to £10m, covering studios in the UK and producers working in the UK and Western Europe. Click here to find out more about Public Liability cover .
If you are a processional or semi-professional, our Personal Accident cover can provide financial benefits in the case you suffer accidental bodily injury. Unlike some competitors, our cover include cover providing weekly payments if you are temporarily unable to perform your usual musical activities. Click here to find out more about our Musicians Personal Accident cover .
We set our prices for Public Liability and Personal Accident covers based on how often you are active in public, so if you don’t perform very often, you will pay less, but can retain the convenience of an annual policy.